CM-Hospitaalfix Extra
CM-Hospitaalfix Extra is a supplementary hospitalisation insurance. The most important advantages are the fixed reimbursement per day of admission charged by the hospital and automatic payment.
Fixed amount
Depending on the duration and type of admission, you receive a fixed amount per day. For most (day) admissions, this amounts to 25 euros per day. However, there are limitations: for admission to a psychiatric hospital, this is limited to 30 days per calendar year. For admission to a (child or child neuro) psychiatric department or rehabilitation center, you will receive 12.37 euros from the 31st day onwards.
Waiting period
At CM-Hospitaalfix Extra, we also deliberately keep the waiting period as short as possible. For CM-Hospitaalfix Extra, this is limited to 3 months. From the fourth month after you join CM-Hospitaalfix Extra, you can receive compensation for your potential days of hospitalization (from then on) for the first time.
No effort required
CM arranges everything directly with the hospital. You will automatically receive the compensation deposited into your account for each day for which the hospital charges nursing costs. This covers the general costs of your hospitalization such as transportation to and from the hospital and the 'comfort costs' you pay for amenities like TV, telephone, Wi-Fi, and a refrigerator in your room.
Combining
Good news, you can easily combine CM-Hospitaalfix Extra with other hospitalization insurances such as CM-Hospitaalplan or any other hospitalization insurance you have through your employer. As the largest social insurer, we consciously keep our premiums low. Everything depends on your age at the time of joining.
We're always here for you
You can reach us in the way that makes you most comfortable. Whatever your reason for contacting us, we're here to help and respond promptly. We're here for you.
How much does CM-Hospitaalfix Exta cost?
Your premium depends on your age and the age at which you join. You can easily calculate the exact premium for you and your family online.
If you join CM-Hospitaalfix Extra, your dependent children are insured free of charge up to and including the second calendar year following the year of their birth.
Frequently asked questions
To join an insurance of CM, you must be a member of CM Vlaanderen and remain so in order to access the services and benefits offered, and you must be in compliance with the CM contribution payment.
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You must always take out cover for both yourself and your dependants, except in the following situations:
- Your dependants are and remain covered by a similar insurance. In that case, you can take out cover for yourself only.
- You are covered and remain covered by a similar insurance. In that case, your dependants can take out cover for themselves only.
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Normally the waiting period is three months. Are you switching from a similar hospitalisation insurance? Then the waiting period is reduced by the period that you were continuously affiliated with that insurance immediately prior to the switch.
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When I joined CM-Hospitaalplan, I saw that with CM-Hospitaalfix Extra we get an extra 25 euros per day reimbursed when we are in hospital. I didn't hesitate for a second. When my daughter was in hospital, that reimbursement was already in our account a few days later. I didn't have to submit anything for that.
Jan, 54