CM Growth Budget
Having a child is one of the most beautiful things that can happen to you. Every parent agrees on that. But just like your baby, you too need to grow as a parent. You're not just a mom or a dad. It's a role you have to grow into. Step by step, day by day. And as you grow into this new role, you can count on the new CM Growth Budget *.
Get not one, but seven gifts from CM
You are pregnant
A healthy start for your baby begins with folic acid . This important vitamin supports the development of the nervous system and helps prevent birth defects. CM can help you get started with a €30 gift certificate from Goed Thuiszorgwinkel.
At birth
As a new parent, you can count on the CM Growth Budget. Choose a bonus of up to €520 or opt for great benefits like a Maxi-Cosi Soho stroller and Emerald 360 Pro car seat , worth up to €850 .
Your baby is 3 months old
At three months, a little something extra is needed. Discover the CM Growth Budget and choose between a €125 diaper budget or a €239 Childhome Evosit high chair .
Your baby is 11 months old
Good shoes are essential for those first steps. When your baby turns 11 months old, you'll receive a €60 Torfs gift voucher for first-step shoes thanks to the CM Growth Budget.
Your child turns 1 year old
At 1 year, CM will once again support you with the CM Growth Budget: choose between a €75 diaper budget or a Bobike GO® Maxi bicycle seat for new adventures together.
Your child turns 2 years old
Even when your child is two, they're still exploring the world. So it's good to choose some extra comfort or safety. Choose your gift: diapers worth €25 or a preventative care product worth €40 .
Your child turns 3 years old
Your child's first baby teeth also deserve the best care. That's why, when your child turns 3, you'll receive an electric CM toothbrush worth €25 , specially designed for children's hands and teeth.
Not a CM member yet?
Don't miss out on these benefits. Join now and enjoy these and more great CM benefits at a great price . Contact us today.
And there's more!
As a CM member, you also enjoy these CM benefits every year.
Affordable visits to the doctor
CM reimburses up to 75% of the excess for a doctor's visit for children up to and including six years of age.
Home care for sick children
Sick child and you have to work? CM is quick to respond: a babysitter will come to your home for 5 euros an hour .
Psychological care: up to 20 sessions reimbursed
Not everyone is on cloud nine. Need psychological help? You'll receive a reimbursement of up to €400 * for psychological care. Children receive up to €700 per year.
Maternity care: up to 300 euros reimbursed
CM reimburses you up to €5 per hour of maternity care provided. You'll receive reimbursement for up to thirty hours of maternity care per child and per parent affiliated with CM. This CM benefit can amount to up to €300 .
Osteopathy: up to 50 euros per year
Are you visiting an osteopath? You or your baby? CM reimburses up to €10 per treatment, with a maximum of €50 per year per person.
Vaccine reimbursement: up to 15 euros per person
Vaccinations protect both you and your baby. CM reimburses up to €15 per calendar year for vaccinations.
Sports benefits: 15 euros per year
From baby swimming to your gym membership, CM gives you up to €15 back per year per CM member.
Camp or playground activities: up to 100 euros reimbursed
When your child starts school, holidays become a challenge. That's why CM reimburses up to €100 per year for camps or playground activities.
Frequently Asked Questions
Are you pregnant in 2026 and was your baby born after January 1, 2026 ? Then you are entitled to all the gifts from the CM Growth Budget. If your baby reaches the age of 3 months, 11 months, 1 year, 2 years, or 3 years in 2026 and is registered with CM, then they will also enjoy the benefits from that age.
Examples:
- You are pregnant in 2026 and your baby is due in February 2026. Then you are entitled to all benefits starting with folic acid, provided it was purchased after December 31, 2025.
- Your baby was born on January 4, 2026. You enjoy all the gifts from the birth gift onward.
- Your baby was born on November 25, 2025 , and will be 3 months old on February 25, 2026. You are therefore entitled to all gifts from the age of 3 months. When your baby reaches a certain age, you will automatically be notified of your choices.
- Your child was born on January 5, 2024 , and will therefore turn 2 in 2026. This means you can still enjoy the gift for turning 2 in 2026. In 2027, you will receive the gift for children turning 3.
- You can apply for the folic acid benefit by completing the application form on the benefit page and submitting it via My CM or the My CM app .
- To enjoy the birth gift, please deliver the birth certificate , adoption papers , or certificates of prospective foster care to CM . This can be easily done through My CM , the My CM app , or via a CM mailbox .
- You'll be automatically notified of gifts at 3 months, 11 months, 1 year, 2 years, and 3 years. So you don't have to do anything.
- The car seat, buggy, high chair, bicycle seat, prevention product and toothbrush are delivered to your home free of charge.
- Diapers are delivered free of charge to your home for orders over 40 euros.
- The first step shoes are shipped free of charge for orders over 35 euros.
- You can preview the Childhome Evosit high chair, Maxi-Cosi Soho buggy, and Maxi-Cosi Emerald 360 Pro car seat at one of the following locations:
- Antwerp (TZW Schoten, TZW Mechelen, TZW Turnhout)
- Limburg (TZW Hasselt, TZW Genk, TZW Beringen, TZW Pelt)
- Flemish Brabant (TZW Boortmeerbeek, TZW Sint-Joris-Winge)
- East Flanders (TZW Sint-Niklaas, TZW Oudenaarde, TZW Gentbrugge)
- West Flanders (TZW Roeselare, TZW Bruges, TZW Kortrijk, TZW Ostend, TZW Ypres)
- The products via Goed Thuiszorgwinkel can only be ordered online.
- The prevention article via Supra Bazar can only be viewed and ordered online .
- Torfs and Dreambaby products can be viewed both online and in-store . Vouchers can be redeemed both online and in-store.
Not a CM member and convinced of the CM Growth Budget?
Sluit nu aan bij CM
Book your video call
Not yet a CM member and want to discover what CM can do for your family? Book a video call and get personalized information tailored to your family's needs.
Join online
With just a few clicks, CM takes care of all the administration. From now on, you're a member of the largest health fund.