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Yes, you can! Register your pregnancy in the My CM app and receive exclusive benefits and practical tips! Help with important documents: when do you need to take care of what? CM will send you a notification in due time. Don't miss out on any benefits: from maternity care to birth gifts: get what you're entitled to. Essential tips: Did you know you can apply for a starting amount for your child? Get all the handy tips after registering.

CM-Hospitaalplan/CM-Hospitaalplan Plus provides reimbursement for the removal of wisdom teeth provided this is done during a (day) hospitalisation in a generally recognised hospital. Only the costs incurred during this (day) hospitalisation are eligible for reimbursement. Thus, no reimbursement is provided for the cost of preliminary examinations and/or aftercare.

A broad group of healthcare providers must respect your rights as a patient. This includes: Doctors and other medical professions: doctors dentists pharmacists midwives physiotherapists Nursing and support staff: nurses healthcare professionals Psychological care: clinical psychologists clinical educational psychologists psychotherapists (even if they are not a recognized healthcare provider, but work under the supervision of a physician, clinical psychologist or clinical educational psychologist in an interdisciplinary context) Emergency services - ambulance personnel Paramedics, such as: bandagist orthotist and prosthetist dietician occupational therapist pharmaceutical technical assistant medical imaging technologist medical laboratory technologist speech therapist podiatrist audiologist and hearing aid specialist dental hygienist orthoptist optometrist ambulance driver for non-urgent patient transport practice assistant Non-conventional practices, such as: osteopaths chiropractors

Yes, as a surviving relative you can file a complaint for a patient who has died. A distinction is made between a minor and an adult deceased patient: Is the deceased patient a minor? Then the patient's representatives, in principle the parents , can file a complaint. Unless the minor patient has objected to this. Is the deceased patient of legal age? The following people can file a complaint: the spouse, the legally cohabiting partner, the de facto cohabiting partner, the blood relative up to and including the second degree, the representative of the patient. Unless the adult patient has objected to this.

If you are affiliated with CM-Hospitaalplan or CM-Hospitaalplan Plus, you can make use of CM Second-O. This is a collaboration between CM-insurance and UZ Antwerp, UZ Ghent and UZ Leuven, whereby you receive a second medical opinion. This means that you submit the diagnosis or proposed treatment of your doctor for assessment to a second independent doctor from the same specialization. The second medical opinion is reimbursed by CM-Hospitaalplan or CM-Hospitaalplan Plus. You only pay a one-off administrative fee of 30 euros. How can I make use of CM Second-O? Step 1: call 078 151 151. Our employees will look at the conditions for starting a file together with you. We will not discuss any questions about the medical aspects. Step 2: your file is opened. Does your application meet all the conditions? Then you will receive the form 'Refund application CM Second-O'. Step 3: make an appointment. Contact UZ Antwerp, UZ Ghent or UZ Leuven for the second medical opinion and make an appointment

The agreement is concluded when the policyholder signs the insurance application and makes the first premium payment. The insurance starts on the starting date and is valid for life, except in the event of cancellation by the policyholder, non-payment of the premium and in the event of fraud.

The deductible, which only applies to the reimbursement of additional fees for admission to a single room, is: 0 euros in case of hospital admission for childbirth; 100 euros per hospital admission for a classic admission with overnight stay; 175 euros per hospital admission for a day admission. Even better insured? With CM Hospitaalplan Plus, the 100 euro deductible is only applied if the additional fees at the time of admission are higher than 150%. These deductibles are applicable per hospital admission with a maximum of 350 euros per calendar year. Fees for services that may legally be charged but which are not reimbursed by the statutory health insurance will be reimbursed up to 200 euros per hospital stay if they do not fall under the exclusions of the insurance.

It is important that healthcare providers know that you have a declaration of will. Be sure to tell your GP and, if necessary, other treating physicians. Ask them to add your declaration of will to your patient file. Your confidant or representative can also pass this on to a healthcare provider. Even if you are later unable to say anything yourself, your declaration of will remains an important document. It reflects what you consider important. Your confidant and representative know you well and can help ensure that your wishes are respected in the future. So be sure to inform your confidant or representative of your will.

CM offers a lot of information about your rights as a patient. Other interesting websites with information about patient rights include: • www.patientrights.be • www.vlaamspatientenplatform.be