Contributions and premiums
As a CM member you pay the CM contribution; if you are also affiliated with CM insurance, you pay a premium for this.
CM contribution
In 2025 you will pay 9.78 euros per month*. Children and dependents do not pay a contribution.
Are you paying by direct debit ? The amount will be debited from your account by BE79 7805 8592 0833. Are you paying by bank transfer ? You will receive a payment invitation to deposit into BE79 7805 8592 0833. Here you will find frequently asked questions about the CM contribution .
Have you paid your contribution? Then you enjoy many benefits, such as:
- Reimbursements for all kinds of care, such as dental care, mental well-being and osteopathy ...
- Affordable prices for youth holidays from Kazou .
- Reimbursement up to 30 euros for custom earplugs*.
- Cheaper rates when you borrow something from Goed Thuiszorgwinkel and a 35 percent discount when purchasing home care products.
- ...
You can find all the benefits at www.cm.be/voordelen .
* Subject to approval by the Health Insurance Fund Control Service.
CM insurance premiums
You can subscribe to additional CM insurance for an additional premium.
- CM-MediKo Plan
With CM-MediKo Plan you can count on extra reimbursements and are protected against high medical costs outside the hospital. The premium is determined based on your age. - CM-Hospitaalplan and CM-Hospitaalplan Plus
As a CM member, you can join CM-Hospitaalplan or CM-Hospitaalplan Plus , the cost-covering hospitalisation insurances from CM. With these insurances, you will be reimbursed for a large part of your hospital costs and the medical costs before and after your hospitalisation. We will also reimburse part of your costs for the treatment of a number of serious illnesses. CM-Hospitaalplan Plus gives you a more generous reimbursement than CM-Hospitaalplan. - CM-Hospitalfix Extra
As a CM member you can also sign up for CM-Hospitaalfix Extra . This guarantees a refund per day of hospitalisation. The premium depends on your age.
Other contributions and premiums
- Financial responsibility
If the health care budget is exceeded, health insurance funds must help cover the deficit by asking their members to contribute to financial responsibility . - Compulsory health insurance
Some people have to pay a statutory contribution to stay in order with their health insurance. This contribution varies depending on the situation. - CM-Health Fund
CM-Zorgkas puts Flemish social protection into practice. To finance the system, all residents of Flanders over the age of 25 must pay an annual health insurance premium .
Overview bank accounts
- Contribution
BE79 7805 8592 0833 - Insurances
BE02 0688 9385 6340 - Zorgkas
BE72 7775 9420 6316