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Every year we evaluate and renew our services and benefits. This year you can enjoy these new and changed benefits: Custom-made earplugs : a refund of up to 30 euros per calendar year. Wound care : 20% discount when purchasing chronic wound care materials at Goed. CM baby gift : for births from 2025 onwards, every new parent can choose between: or a bonus of 170 euros, or the Dreambaby gift cards worth 180 euros, supplemented with a premium of 40 euros . Nutrition and diet advice: from the first consultation there is a reimbursement of 10 euros, with a maximum of 40 euros per calendar year. Gezond op weg met diabetes type 2: from 2025, the lifestyle program for people with diabetes will be available in physical and digital form. Sports club membership fee : the personal contribution for Bewegen Op Verwijzing is reimbursed within the CM benefit sports club membership fee. In addition, you can continue to count on many other benefits this year. Discover the full package of CM services

CM-Hospitaalplan provides for a reimbursement of max. 2 euros per hour worked (max. 30 hours worked) per delivery for maternity care services provided from calendar year 2025. This within the period of 2 months before the (expected) date of delivery until 4 months after the date of birth in case of a home birth or outpatient delivery. Or until 4 months after the child is discharged from the hospital in case of a hospital delivery. Even better insured? CM-Hospitaalplan Plus provides a reimbursement of max. 6 euros per hour per hour worked (max. 30 hours worked) per delivery. This within the period of 2 months before the (expected) date of delivery until 6 months after the date of birth in case of a home birth or outpatient delivery. Or until 6 months after the child is discharged from the hospital in case of a hospital delivery.

From 1 January 2025, a consultation for psychological support with a clinical psychologist or educational psychologist with an FOD visa number will be partially reimbursed. This is on condition that it falls within a period of pre- and aftercare or if it is directly related to a recognised serious illness. A maximum of 40 euros per session will be reimbursed, after any reimbursement from the additional CM services and benefits. A maximum of 200 euros will be reimbursed per insured person and per calendar year. You can find more information about this in the general terms and conditions.

Are you on maternity leave and have you not taken any vacation days? You can transfer these to the next calendar year from 2024. This eliminates the old rule that denied benefits for unused vacation days at the end of the year. You can therefore receive your full benefit even if you have not yet taken any vacation days.

An accident is an unexpected, unwanted event. CM Insurance defines an accident as a traffic accident, sports accident, industrial accident, accident at school or in the youth movement, private accident (unexpected, unwanted event in the private sphere, e.g. a fall down the stairs).

You can find the invoice number on the 'Summary of costs' page of your hospital invoice. You will find more information about your hospital invoice on Hospital Invoice .

Have you received your hospital bill? Take them by the hand and start filing the tax return. You can read how to do that here .

When processing your hospital invoice, it is checked whether the hospital was allowed to charge the medical costs. Do you see the statement 'Member Defense Dispute' on the payment slip from CM Insurance? The Member Defense department will then investigate this cost. Don't you see this? Then your hospital bill is in order.

No, you will receive one confirmation email with several attachments. A summary is included in the appendix for each hospital invoice submitted.