CM bylaws
The bylaws of mutual entities, with the exception of mutual assistance insurance companies, are submitted in advance for approval to the Health Insurance Fund Control Service (CDZ). It carries out other control tasks entrusted by the legislature to the mutualistic entities.

National Association of Christian Mutualities
- Articles of association of the National Association of Christian Mutualities, approved by the general meeting of November 26, 2022 and valid since January 1, 2023.
- Articles of association of the National Association of Christian Mutualities, approved by the general meeting of November 26, 2022 and valid since July 1, 2022.
- Articles of association of the National Association of Christian Mutualities, approved by the general meeting of November 26, 2022 and valid since June 18, 2022.
- Articles of association of the National Association of Christian Mutualities, approved by the general meeting of November 26, 2022 and valid since January 1, 2022.
- Articles of association of the National Association of Christian Mutualities, approved by the general meeting of June 26, 2021 and valid since July 1, 2021.
- Articles of association of the National Association of Christian Mutualities, approved by the general meeting of June 26, 2021 and valid since February 1, 2021.
CM Flanders
On January 1, 2022, CM Antwerp, CM Mechelen-Turnhout region, CM Leuven, CM Bruges, CM South-West Flanders, CM Oostende, CM Roeselare-Tielt, CM Midden-Flanders, CM Waas and Dender, CM Sint-Michielsbond and CM Limburg to the Christian Mutuality Flanders.
- Statutes of CM Flanders, approved by the general meeting of CM Flanders and valid since January 1, 2023.
- Statutes of CM Flanders, approved by the general meeting of CM Flanders and valid since July 1, 2022.
- Statutes of CM Flanders, approved by the general meeting of CM Flanders and valid since June 25, 2022.
- Statutes of CM Flanders, approved by the general meetings of the merging health insurance funds in October and November 2021 and valid since January 1, 2022.
Former regional CM health insurance funds: CM Antwerp & CM region Mechelen-Turnhout
CM Antwerp
- Statutes of CM Antwerp, approved by the general meeting of October 26, 2020 and valid since January 1, 2021.
CM region Mechelen-Turnhout
- Articles of association of CM region Mechelen-Turnhout, approved by the general meeting of October 26, 2020 and valid from January 1, 2021.
Former regional CM health insurance funds: CM Bruges, CM South-West Flanders, CM Ostend, CM Roeselare-Tielt
CM Bruges
- Statutes of CM Brugge, approved by the general meeting of November 19, 2021 and valid from September 1, 2021.
- Statutes of CM Brugge, approved by the general meeting of June 12, 2021 and valid from July 1, 2021.
- Statutes of CM Brugge, approved by the general meeting of November 19, 2021 and valid from January 1, 2021.
CM South West Flanders
- Statutes of CM South West Flanders, approved by the general meeting of October 26, 2021 and valid since September 1, 2021.
- Statutes of CM South West Flanders, approved by the general meeting of October 26, 2021 and valid since July 1, 2021.
- Statutes of CM South West Flanders, approved by the general meeting of October 26, 2021 and valid since January 1, 2021.
CM Ostend
- Statutes of CM Oostende, approved by the general meeting of November 26, 2021 and valid since September 1, 2021.
- Statutes of CM Oostende, approved by the general meeting of June 12, 2021 and valid since July 1, 2021.
- Statutes of CM Oostende, approved by the general meeting of November 26, 2021 and valid since January 1, 2021.
CM Roeselare-Tielt
- Articles of Association of CM Roeselare-Tielt, approved by the general meeting of November 19, 2021 and valid since September 1, 2021.
- Articles of Association of CM Roeselare-Tielt, approved by the general meeting of November 19, 2021 and valid since January 1, 2021.
Former regional CM health insurance fund: CM Limburg
- Articles of Association of CM Limburg, approved by the general meeting of June 12, 2021 and valid since September 1, 2021.
- Articles of Association of CM Limburg, approved by the general meeting of October 17, 2020 and valid since January 1, 2021.
Former regional CM health insurance funds: CM Leuven & CM Sint-Michielsbond
CM Leuven
- Articles of Association of CM Leuven, approved by the general meeting of November 17, 2021 and valid since September 1, 2021.
- Articles of Association of CM Leuven, approved by the general meeting of November 17, 2021 and valid since January 1, 2021 (new version).
- Articles of Association of CM Leuven, approved by the general meeting of November 18, 2020 and valid since January 1, 2021.
CM Sint-Michielsbond
- Statutes of CM Sint-Michielsbond, approved by the general meeting of June 12, 2021 and valid since September 1, 2021.
- Statutes of CM Sint-Michielsbond, approved by the general meeting of June 12, 2021 and valid since January 1, 2021.
- Statutes of CM Sint-Michielsbond, approved by the general meeting of November 14, 2020 and valid since January 1, 2021.
Former regional CM health insurance funds: CM Midden-Vlaanderen & CM Waas en Dender
CM Central Flanders
- Articles of Association of CM Midden-Vlaanderen, approved by the general meeting through written consultation and valid from 1 January 2021.
CM Waas and Dender
- Articles of Association of CM Waas and Dender, approved by the general meeting of November 14, 2020 and valid from January 1, 2021.
MOB Services and Operations
In view of the merger of all health insurance funds affiliated with the MOB Services and Operations, this mutual assistance society will be dissolved by operation of law on January 1, 2022 and its assets and rights and obligations will be taken over by CM Vlaanderen.
- Statutes MOB Services and Operations, approved by the general meeting of November 10, 2021 and valid since July 1, 2021.
- Statutes MOB Services and Operations, approved by the general meeting of November 10, 2021 and valid since January 1, 2021.
MOB Insurance CM Flanders
- Statutes MOB Verzekeringen CM Vlaanderen, approved by the general meeting of November 17, 2021 and valid since January 1, 2022.
RMOB CM Care Fund Flanders
- Statutes RMOB CM-Zorgkas Vlaanderen, approved by the general meeting of June 15, 2022 and valid since January 1, 2023.
- Statutes MOB Zorgkas Vlaanderen, approved by the general meeting of June 16, 2021 and valid since July 1, 2021.
- Statutes MOB Zorgkas Vlaanderen, approved by the general meeting of November 12, 2020 and valid since January 1, 2021.
RMOB CM Brussels
- Articles of Association RMOB CM Brussels, approved by the general meeting of June 21, 2022 and valid since October 8, 2022.
- Articles of Association RMOB CM Brussels, approved by the general meeting of December 9, 2020 and June 24, 2021 and valid since July 1, 2021.
- Articles of Association RMOB CM Brussels, approved by the general meeting of December 9, 2020 and valid since January 1, 2021.
RMOB MC Wallonia
- Articles of association RMOB MC Wallonie, approved by the general meeting of June 23, 2022 and valid from October 7, 2022.
- Articles of association RMOB MC Wallonie, approved by the general meeting of June 15, 2021 and valid from July 1, 2021.
- Articles of association RMOB MC Wallonie, approved by the general meeting of November 19, 2020 and valid from January 1, 2021.
The statutes of mutual entities, with the exception of mutual assistance insurance companies, are submitted in advance for approval to the Health Insurance Fund Control Service (CDZ). It carries out other control tasks entrusted by the legislature to the mutualistic entities. Read more about CDZ