CM-Hospitaalplan
CM-Hospitaalplan is a cost-covering insurance that reimburses the costs of your (day) admission, the pre- and aftercare during your admission and the medically necessary costs without admission for certain serious illnesses.
Hospitalization and day hospitalization
You will receive reimbursement for the portion you are legally required to pay per day and for the legally established costs of medication up to 100%, regardless of the type of room you choose. You will receive reimbursement for room supplements for a single room up to 55 euros per day. Supplements for doctors' fees will be reimbursed up to 100% of the official tariff.
Pre- and post-hospitalization
Often, you may require care after your hospitalization. That's why with CM-Hospitaalplan, you'll be reimbursed up to 100% of the medical expenses incurred 1 month before to 3 months after your hospitalization for examinations, check-ups, aftercare, and rehabilitation.
Serious illness
Especially for serious illnesses, costs can often escalate rapidly and significantly. Some treatments occur without hospitalization. With CM-Hospitaalplan, you will receive 100% reimbursement for these medically necessary expenses for a number of serious illnesses.
Waiting period
We deliberately keep the waiting period as short as possible. There is no waiting period for hospitalization following an accident or for an acute infectious disease. For all other hospitalizations, the waiting period is 3 months, except for fertility treatments, which have a waiting period of 9 months. If you switch from a similar insurance, the waiting period is waived.
We're always here for you
You can reach us in the way that makes you most comfortable. For CM-Hospital Plan, you can even submit your hospital bill online, whenever you want.
I already have CM-Hospitaalplan
Did you know that you have a 1 in 6 chance of ending up in the hospital every year? The costs of such a hospital admission can be high. The costs also often rise very quickly and high for certain serious diseases. We will help you with your tax return so that your costs are kept to a minimum.
Indicate your hospitalization
Have you received your hospital bill? Take them by the hand and start filing the tax return.
Please indicate your serious illness
Have you been diagnosed with a serious illness? Read here how you can quickly report them.
More about CM-Hospitaalplan
Looking for more details about CM-Hospitaalplan? Do you have a specific question that you would like an answer to?
Veelgestelde vragen en antwoorden
Premiums start from 4.22 euros per month and depend on your age. In the calendar year of membership, your premium depends on your age on the date of membership. Afterwards, your premium depends on your age on December 31 of the calendar year preceding the premium period. From the fourth connected dependent, the premium is limited to 2.11 euros per month. You can calculate your premium yourself here. The table below provides an overview per month in euros:
| If joining before the 60th birthday | |
| Up to 24 years | 4.22 |
| From 25 to 49 years old | 9.72 |
| From 50 to 59 years old | 11.31 |
| From 60 to 64 years | 19.45 |
| From 65 to 69 years old | 20.70 |
| From 70 years | 30.71 |
| When joining after the 60th birthday | |
| From 60 to 64 years | 25.29 |
| From 65 to 69 years old | 26.89 |
| From 70 years | 36.86 |
| When joining after the 66th birthday | |
| From 66 to 69 years old | 31.03 |
| From 70 years | 46.09 |
The premium will be deducted monthly, quarterly or annually.
No, you do not have to report your admission to CM's insurance companies in advance.
No, anyone who is affiliated with CM-Hospitaalplan will not receive a ticket for this. So you don't have to bring anything with you, hand it in or mention anything at the hospital. Everything happens automatically. You do need a document for some other hospital insurance policies.
I have multiple sclerosis and therefore a lot of medical costs. Thanks to CM-Hospitaalplan, I will be reimbursed for most of the costs of my illness. That makes a big difference to me at the end of the month.
Alina, 46
