CM-Tandplan: your dental insurance
CM-Tandplan offers reimbursements for dental care costs outside hospitalisation. You can join from just €3.59 per month.
- Comprehensive reimbursements for dentures, orthodontic treatment for young people and more
- Everyone is welcome, even after your 65th birthday or if you have a pre-existing medical condition
- Easy reimbursement process
More than 1.3 million people trust CM insurance.
Reimbursements with CM-Tandplan
How much does CM-Tandplan cost?
- You can calculate the premium for yourself (and your family) online.
- Your dependent children are insured free of charge up to and including the third calendar year following the year of their birth.
- Combine CM-Tandplan with CM-MediKo Plan and receive a combination bonus.
What do I need to know to take out a policy?
To join a CM insurance policy, you must be and remain affiliated with CM Vlaanderen for the services and benefits offered and you must be up to date with the payment of your CM contributions.
More information?
You must always insure yourself and your dependents, unless one of these persons is already covered by a similar insurance policy. In that case, that person does not need to be included.
More information?
There is no waiting period for preventive dental care, dental care following an accident, or cancer treatment.
For the other cover options, you are entitled to reimbursement after a waiting period of:
- 6 months for curative dental care;
- 12 months for orthodontics, periodontology, dentures and dental implants.
Are you switching from a similar insurance policy? If so, we will reduce or waive your waiting period.
The waiting period starts from the date of enrollment. After the waiting period, you can receive reimbursements from CM-Tandplan.
Important: Treatments or costs started or incurred before or during the waiting period are not eligible for reimbursement.
More info?
Yes, you can combine CM-Tandplan with CM-MediKo Plan. If you’re covered by both insurance policies, you’ll benefit from a combination bonus.
CM-Tandplan offers reimbursement for dental care not requiring hospitalisation. CM-MediKo Plan protects you with reimbursement for a wide range of other medical costs not requiring hospitalisation, for example:
- up to 75 per cent of the co-payment
- up to 120 euros for glasses and contact lenses
- up to 1,200 euros for hearing aids
For dental care, the total reimbursement from CM-MediKo Plan and CM-Tandplan combined cannot exceed the reimbursement ceiling set by CM-Tandplan.
More info?
How to request a reimbursement
You do not need to do anything extra to receive your reimbursement. Your dentist uses an e-certificate, which is submitted digitally to CM.
Did you receive a certificate for treatment provided from your dentist? Please send it to us via one of the CM postboxes. You do not need to use an envelope.
Submit the 'harmonisation document' or 'proof of treatment(s) performed' via the Mijn CM-app or a CM postbox. You will receive this document from your dentist.
To receive reimbursement, you simply need to indicate the start of the treatment via the Mijn CM-app or submit the application form via a CM postbox.
Have you already reported the start of the orthodontic treatment for reimbursement by compulsory health insurance? If so, you do not need to notify us again of the start of that treatment for the CM-Tandplan.
You do not need to do anything extra to receive your reimbursement. Your dentist uses an e-certificate, which is submitted digitally to CM.
Did you receive a certificate for treatment provided from your dentist? Please send it to us via one of the CM postboxes. You don't have to use an envelope.
Submit the accident report and the treatment plan via the Mijn CM-app or a CM postbox. You can receive reimbursements after these documents have been approved.
Submit the claim and the treatment plan via the My CM-app or a CM mailbox. You can receive reimbursements after these documents have been approved.
A smart combination with CM’s other insurance policies
CM Hospital Plan or CM Hospital Plan Plus
Don’t miss out: the exceptional benefits of CM-Hospitaalplan and CM-Hospitaalplan Plus:
- CM Hospital Plan: up to 150% of the statutory rate for supplementary fees reimbursed
- CM Hospital Plan Plus: up to 200% of the statutory rate for supplementary fees reimbursed
- Costs reimbursed both before and after your hospital admission:
- With CM Hospital Plan: 2 months before to 4 months after admission
- With CM Hospital Plan Plus: 2 months before to 6 months after admission
from 4,46 and 5,66 euros per month
CM-MediKo Plan
Costs not covered by hospitalization, such as glasses, dental care, and consultations? With the CM-MediKo Plan, you can easily reduce them.
- Up to 1,500 euros in co-payments reimbursed per year
- Up to 120 euros per year for glasses and lenses
- Up to 1,200 euros for hearing aids
From 13,04 euros per month
Need help? We are here for you.
You can reach us in whatever way you feel comfortable.
Video appointment
Discuss your questions with one of our employees, at a time that suits you.
Prefer to contact us by phone?
Would you prefer to call to discuss your questions? Then you can contact us at 02 204 32 10.
Ready to join CM-Tandplan?
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