CM Dental Plan: your dental insurance

CM-Tandplan protects you against high costs for dental care without hospitalization. You can join from 3.59 euros per month.

  • Extensive reimbursements: dentures, orthodontics for young people …  
  • Everyone is welcome, even after your 65th birthday or with a medical history.
  • You can easily request refunds.

Calculate your premium now

      More than 1.3 million people trust CM's insurance policies.

The reimbursements of the CM Dental Plan

Up to 1,300 euros of the costs for dental check-ups reimbursed

Are you going for a check-up at the dentist or having tartar removed? CM-Tandplan reimburses these and other preventive treatments.

Up to 80% of the costs for treatments for dental problems reimbursed

Do you need to have a cavity filled or a tooth extracted? CM-Tandplan reimburses these and other curative treatments.

Up to 60% of orthodontic costs reimbursed

Does your teenager need braces? With CM‑Tandplan, you get a large part of the costs reimbursed.

Up to 80% of the costs for dentures and implants reimbursed

You can receive a reimbursement for both fixed and removable dentures.

Up to 80% of periodontology costs reimbursed

Do you need to see a periodontist? CM-Tandplan reimburses part of the costs.

Up to 5,000 euros for dental care after an accident

Even a minor accident can have major consequences for your teeth, resulting in extra costs.

Up to 4,000 euros for dental care during cancer treatment

Cancer treatment can affect your oral health, leading to additional costs.

How much does the CM-Tandplan dental insurance cost ?

  • You can calculate the premium for you (and your family) online.  
  • Your dependent children are insured free of charge up to and including the third calendar year after the year of their birth.  
  • Combine CM-Tandplan with CM-MediKo Plan and receive a combination bonus.  

Wat moet ik weten om aan te sluiten?

To join a CM insurance policy, you must be and remain insured with CM Flanders for the services and benefits offered and be up to date with the payment of your CM contributions.

More info?  

You must always insure yourself and your dependents, unless one of these persons is already covered by a similar insurance policy. In that case, that person does not need to be added.

More info?  

There is no waiting time for preventive dental care, dental care following an accident, or oncological treatment.  

For the other guarantees, you are entitled to refunds after a waiting period of:  

  • 6 months for curative dental care;
  • 12 months for orthodontics, periodontology, dentures and implants.

Are you switching from a similar insurance policy? Then we will reduce or eliminate your waiting period.  

The waiting period starts from the date of enrollment. After the waiting period, you can receive reimbursements from CM-Tandplan.  

Important: Treatments or costs started or incurred before or during the waiting period are not eligible for a refund.  

More info?  

Yes, you can combine CM-Tandplan with CM-MediKo Plan. If you are insured under both plans, you benefit from a combination bonus.

CM-Tandplan offers reimbursements for dental care without hospitalization. CM-MediKo Plan protects you with reimbursements for many other medical costs without hospitalization, for example:

  • up to 75% of the co-payment
  • up to 120 euros for glasses and lenses
  • up to 1,200 euros for hearing aids
  • ...

For dental care, the total reimbursement from the CM-MediKo Plan and CM-Tandplan combined cannot exceed the reimbursement ceiling of the CM-Tandplan.

More info?  

Zo vraag je een terugbetaling aan

You do not need to do anything extra to receive your reimbursement. Your dentist uses an e-certificate, which is submitted digitally to CM.

Did you receive a certificate for assistance provided from your dentist after all? Please return it to us via one of the CM mailboxes. An envelope is not necessary.

Submit the ' harmonisation document ' or 'proof of treatment(s) performed' via the My CM app or a CM mailbox. You will receive the document from the dentist.

To receive the reimbursements, you simply need to indicate the start of the treatment via the My CM app or submit the application form via a CM mailbox.

You do not need to do anything extra to receive your reimbursement. Your dentist uses an e-certificate, which is submitted digitally to CM.

Did you receive a certificate for assistance provided from your dentist after all? Please return it to us via one of the CM mailboxes. An envelope is not necessary.

Submit the accident report and the treatment plan via the My CM app or a CM mailbox. You can receive reimbursements after these documents have been approved.

Submit the claim and the treatment plan via the My CM app or a CM mailbox. You can receive reimbursements after these documents have been approved.