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        Is paying the CM contribution mandatory?

        FAQ
        When you become a CM member, you simultaneously agree to pay the CM contribution . All health insurance funds are legally obliged to respond to overdue payments in the same way . If you do not pay the CM contribution for 24 months despite several reminders: you can no longer rely on the CM services and benefits package ; your possible membership of CM insurance ends; a waiting period of 24 months applies to the services and benefits if you want to re-register. The waiting period can be shortened if, during your waiting period or in the six months before its start, you: received a month's living wage and/or OCMW support; received one month Income Guarantee for the elderly or guaranteed income for the elderly; received one month of income replacement allowance; received one month of budget guidance or budget management through OCMW; received one month's sickness or unemployment benefit, the amount of which is lower than the amount that a single person with an Income Guarantee for the
        Read more

        Rules 'Make a friend happy'

        Article Do you have friends or family members who are not CM members? Then introduce them to CM. You don't have to do much for this. Leave your details and share the link below with your friend. For every person we visit by appointment to present our many member benefits, you will receive a gift voucher of 20 euros. The rules of this promotion can be found below.

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        What are the most important innovations in the benefits package this year?

        FAQ
        Every year we evaluate and renew our services and benefits. For example, in 2023 you will enjoy these new benefits: Sleep therapy : a compensation of up to 60 euros per year for sleep training. Nutrition and diet advice : an allowance of up to 40 euros per year. Affordable lifestyle program for type 2 diabetes . In addition, you can also continue to count on many other benefits this year: Dental benefit: allowances of up to 1,050 euros for dental prostheses and orthodontics . Chiropractic & osteopathy : up to 50 euros. Psychological care : up to 720 euros. Young families : CM baby gift up to 180 euros, maternity care allowance up to 150 euros, home-sitter service for sick children, allowance for the co-payment paid for young children, a strong CM price for Kazou holidays and an allowance for speech therapy up to 400 euros. In healthcare situations: an affordable offer for patient transport , allowances for short stays up to 420 euros, allowances for day care up to 500 euros, allowance
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        How is the amount of the CM contribution determined?

        FAQ
        Thanks to the CM contribution, we can offer you numerous benefits as a CM member. There are allowances for eye care, psychological care, speech therapy, etc. These benefits make a difference for many people. In patient transport, for example, we still offer affordable transport, despite high fuel prices. Or you can count on the CM dental benefit with a compensation of up to 1,050 euros: good cost coverage for orthodontics and dental prostheses without additional dental insurance. It is simply included in the basic package of services and benefits. If we want to guarantee this service, it is necessary that the CM contribution reflects real prices. If these increase due to inflation, then the CM contribution must also increase.
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        When do I have to pay?

        FAQ
        If you pay the contribution via direct debit, the payment will be arranged automatically. This way you always stay in order. In addition, you can choose to have the payment made once a year (in January) or spread out quarterly (in January, April, July and October). You will receive a direct debit application form upon simple request. Return the completed form via a CM mailbox or the CM office. Do you not have a direct debit order? Then payment per quarter is not possible. In that case, a transfer form will be sent to you once a year to pay the CM contribution in one go.
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        Can I choose which services I pay for?

        FAQ
        The package of services and benefits is based on solidarity. This means it is not possible to only pay for the services that concern you. Only through this principle of solidarity is it possible to offer an extensive package of services and benefits that suits everyone: sick and healthy, young and old, active and non-active, etc. Because everyone contributes to the entire package, the contribution can be kept as low as possible.
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        What is the CM contribution that I pay as a member not used for?

        FAQ
        The contribution is not intended to reimburse medical expenses and benefits from compulsory health insurance (such as doctor's notes). The CM contribution should not be confused with the financial responsibility contribution , the care premium for Flemish social protection or the premium for additional insurance such as the CM Hospital Plan, CM Hospital Plan Plus and CM MediKo Plan .
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        What is the CM contribution that I pay as a member for?

        FAQ
        The contribution finances the extensive package of CM services and benefits . As a CM member, you are entitled to most of these additional services if you are in order with the payment of this contribution. This year you can also count on numerous benefits, such as: Dental benefit: reimbursements of up to 1,050 euros for dental prostheses and orthodontics . Chiropractic & osteopathy: up to 50 euros. Psychological care: up to 720 euros. Young families: CM baby gift up to 220 euros, reimbursement of maternity care up to 150 euros per CM parent, home care service for sick children, (partial) reimbursement of the paid co-payment at general practitioners or specialists for young children, a great CM price for Kazou holidays and a reimbursement for speech therapy up to 400 euros. In healthcare situations: an affordable offer for patient transport, reimbursement of up to 420 euros for short stays, day care and night care, favorable rental rates and a 35% discount on home care aids at Goed
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        Why choose CM?

        Article With its 4.5 million members, CM is the largest health insurance fund in the country. No coincidence because CM is committed to providing strong and member-oriented services.

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