What to do in the event of a traffic accident?

Complete the European accident form if a motorized vehicle is involved in the accident.

Depending on the situation, the accident must be reported to the insurer of the motorized vehicle or the person at fault.

This can be done in two ways:

• or you do that digitally;
• or provide CM with the completed 'Report of accident' form.

You can also receive the form without having reported an accident. This happens if CM suspects that you have had an accident (e.g. based on a hospital admission or a declaration of disability).

Always return the completed form to CM as quickly as possible, even if your medical costs are not the result of an accident.

Do you become incapacitated for work after an accident ? Report this in a timely and correct manner to the CM's consulting physician. The declaration period varies depending on whether you are an employee, unemployed or self-employed.

• Submit your medical expenses to CM and always state that they are related to the accident. CM provides provisional reimbursement of medical costs according to the usual rates and pays any benefits due to disability.
   
• Notify CM if there are likely to be no further costs associated with the accident.
  Inform CM if the other party wants to reimburse you. Provide it with a copy of the settlement or court decision regulating the compensation.
   
• Provide the insurer concerned with an overview of what you paid yourself. You can print such an overview via 'My CM'.