Employees, the unemployed and the self-employed who are unable to work due to illness or accident can receive benefits from CM.
After CM has received your disability declaration (document 'Vertrouwelijk') correctly completed, you may be entitled to sickness benefits.
You will receive an information sheet to calculate this benefit. You must complete this and return it to CM as quickly as possible.
You will receive sickness benefit from the first day after the period of guaranteed wages. The guaranteed wage is the period during which your wage is paid by your employer.
You receive sickness benefit from the first day of your illness.
If your period of illness lasts longer than 7 days, you can receive benefits as a self-employed person from the first day you became ill.
Who is not eligible?
- Permanent government employees: separate regulations apply to this that are not covered by health insurance.
- Accident at work or occupational disease : different regulations apply.
What should you do?
Incapacitated? Then take a look at the page What to do in case of disability? There you can read what you need to do before, during and after your disability.
Did you receive sickness or disability benefits in 2022? Then CM will soon send you a tax form (281.12).
Shipping is spread over several weeks. If you chose to receive your CM correspondence by email or Doccle, CM will send you the tax form that way. If this is not the case, you will receive the tax form by post. You should have received the sheet by the end of April . You enter the amounts stated on this certificate in the respective sections of your tax return.
If you were recognized as 66% disabled by the Riziv on January 1, 2022 , you must also check the code 1028-39 or 2028-09 (severe disability) to possibly receive tax reductions.