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        Why do I have to report every accident to CM?

        FAQ
        In the event of an accident with injuries and a potentially liable third party, you must inform CM as soon as possible. Why? CM will then initiate a 'subrogation action' in which we recover the medical costs incurred by the CM from the liable party. These costs are often much higher than your own personal share. Why is that important? It protects our social security against unnecessary expenditure, because the responsible party pays (and not social security, to which everyone contributes). Is there no liable third party? CM will then cover the costs.
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        Report accident

        Article You must report any accident with injuries or injuries to CM.

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        What to do in the event of a medical accident?*

        Article We speak of a 'medical accident' when you experience abnormal damage during medical treatment, hospitalization or a medical examination.

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        What to do in the event of a traffic accident?

        Article There are two possibilities in the event of a traffic accident with injuries. Either you were not driving a motorized vehicle, or you were driving a motorized vehicle.

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        What to do in the event of a sports accident?

        Article In the event of a sports accident, there are two possibilities: either you are a professional athlete, or you are not paid for your sport.

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        What to do in the event of a private accident?

        Article Are you responsible for the accident, or is someone else?

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        What to do in the event of an accident at school or in the youth movement?

        Article Schools and youth movements are also insured.

        Read more
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