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Secondment by a Belgian employer

Are you detached by your Belgian employer? Please contact CM in advance. We are happy to help you.

Lachende vrouw aan het werk op de laptop

Living and working in the EEA

Living and working outside the EEA

What to do in case of cross-border work?

European health insurance card

The country to which you are posted determines how you are insured for medical costs.

European Union, Iceland, Liechtenstein, Norway and Switzerland
Algeria, Australia, Bosnia-Herzegovina, Morocco, Montenegro, North Macedonia, Québec, Serbia, Tunisia and Turkey
Brazil, Canada, Chile, Philippines, India, Israel, Japan, San Marino, Uruguay, United States and South Korea
A country without a treaty

European Union, Iceland, Liechtenstein, Norway and Switzerland

Are you being detached to another country of the European Union, Iceland, Liechtenstein, Norway or Switzerland? Please contact CM in advance. You will then receive a European Health Insurance Card or an S1 form if your place of residence actually changes.

With this form you can register with a local health insurance fund in your new country of residence. You are therefore entitled to reimbursement of your medical costs based on foreign legislation , but at the expense of the Belgian health insurance.

The European Union consists of : Belgium, Bulgaria, Cyprus, Denmark, Germany, Estonia, Finland, France, Greece, Hungary, Ireland, Italy, Croatia, Latvia, Luxembourg, Malta, Netherlands, Austria, Poland, Portugal, Romania, Slovenia, Slovakia, Spain, Czech Republic and Sweden.

Algeria, Australia, Bosnia-Herzegovina, Morocco, Montenegro, North Macedonia, Québec, Serbia, Tunisia and Turkey

Belgium concluded a (bilateral) treaty with the following countries that also provides healthcare during posting :

Algeria
Australia
Bosnia and Herzegovina
Morocco
Montenegro
North Macedonia
Quebec
Serbia
Tunisia
Turkey

Before you leave, always contact CM. Depending on the country of posting, you will receive a specific form with which you can register with a local health insurance fund in your new country of residence. For example, for a certain period (which varies from country to country) you are entitled to reimbursement of your medical costs based on foreign legislation , but at the expense of the Belgian health insurance.

Brazil, Canada, Chile, Philippines, India, Israel, Japan, San Marino, Uruguay, United States and South Korea

Belgium has concluded a (bilateral) treaty without a health care component with the following countries:

Brazil
Canada
Chili
Philippines
India
Israel
Japan
San Marino
Uruguay
United States
South Korea

Before you leave, always contact CM. Depending on the country, you will remain insured by the Belgian health insurance for twelve to sixty months . During that period, CM will reimburse your medical costs. Because the reimbursement may be considerably lower than the actual costs, it is best to take out private insurance .

A country without a treaty

Before you leave, always contact CM. You will remain insured by the Belgian health insurance for a maximum of six months (extendable once). During that period, CM will reimburse your medical costs. Because the reimbursement may be considerably lower than the actual costs, it is best to take out private insurance . This can usually be done through the employer.