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        What about unused vacation days and maternity leave?

        FAQ
        Are you on maternity leave and have you not taken any vacation days? You can transfer these to the next calendar year from 2024. This eliminates the old rule that denied benefits for unused vacation days at the end of the year. You can therefore receive your full benefit even if you have not yet taken any vacation days.
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        Legal information

        Article Here you will find the addresses and company numbers of the CM entities.

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        Social movement

        Article What does CM mean as a social movement?

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        Social entrepreneur

        Article What CM does and supports as a social entrepreneur.

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        InterMutualistic Agency (IMA)

        Article CM actively participates as a partner in the InterMutualistic Agency (IMA), a non-profit organization founded by the health insurance funds.

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        Main assignments of CM

        Article CM's main mission is not only to manage compulsory health insurance.

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        Charter: this is what we stand for, this is what we are going for

        Article The centenary of the National Union in 2006 was the ideal opportunity to update and fine-tune CM's fundamental objectives and strategic choices.

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        What about my maternity leave if I give birth prematurely?

        FAQ
        If you do not stop working in time, the maternity leave will be less than 15 weeks. Are you unable to take the mandatory week of prenatal rest or only partially because of the premature delivery? Then you will irrevocably lose the unused days.
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        How do I apply for benefits during the period of breastfeeding breaks?

        FAQ
        On the page about breastfeeding breaks you can read how to apply for benefits for the hours that you take a breastfeeding break.
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