What to do in case of incapacity for work?

More and more people are dropping out due to illness, for a short or longer period. As a result, they cannot work and are incapacitated for work.

How can we switch from a reactive policy to a preventive policy? CM makes five recommendations.

If you are unable to work due to illness or accident, you can receive benefits.

I am becoming incapacitated

You are incapacitated if you are unable to work due to an illness, accident or pregnancy. Don't forget to complete your declaration.

Use this form to send us your declaration of incapacity for work.

Employees, the unemployed and the self-employed who are unable to work due to illness or accident can receive benefits from CM.

Are you disabled and do you have unused vacation days? You can transfer these to the next calendar year from 2024.

If you are unable to work due to illness or accident, you can receive benefits.

The advising doctor will evaluate your disability, but will also guide you during this period.

You are disabled and meet the conditions for receiving benefits. Here you will find the payment calendar.

On some days you cannot receive benefits.

You're not ready to go back to work yet? Then you ask for an extension of your disability.

Did you receive sickness or disability benefits last year? CM will then send you a tax form. (281.12)

Are you disabled and do you receive benefits? Then you can't just go on holiday.

It is not easy to return to work after a period of disability.

To be recognized as and remain unfit for work, you must cease all activities.

In addition to the income you receive from the permitted activity, you retain part or even all of your sickness or disability benefits.

If you return to work full-time on the first working day after the end date of your disability, you do not have to notify CM.