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        CM hospitalization insurance for your family

        Lay-out page An insurer that improves its insurance and still keeps premiums low? Yes, that's us. We invest in your insurance every year. And you don't have to do anything for it.

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        What are the main innovations in the CM services and benefits package for 2025?

        FAQ
        Every year we evaluate and renew our services and benefits. This year you can enjoy these new and changed benefits: Custom-made earplugs : a refund of up to 30 euros per calendar year. Wound care : 20% discount when purchasing chronic wound care materials at Goed. CM baby gift : for births from 2025 onwards, every new parent can choose between: or a bonus of 170 euros, or the Dreambaby gift cards worth 180 euros, supplemented with a premium of 40 euros . Nutrition and diet advice: from the first consultation there is a reimbursement of 10 euros, with a maximum of 40 euros per calendar year. Gezond op weg met diabetes type 2: from 2025, the lifestyle program for people with diabetes will be available in physical and digital form. Sports club membership fee : the personal contribution for Bewegen Op Verwijzing is reimbursed within the CM benefit sports club membership fee. In addition, you can continue to count on many other benefits this year. Discover the full package of CM services
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        Wound care

        Reimbursement Are you being cared for at home and do you need active dressings? With CM you receive a discount when purchasing active dressings.

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        Custom made earplugs

        Reimbursement From 2025, CM will reimburse 30 euros annually for custom-made earplugs.

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        Will I get a refund for maternity care?

        FAQ
        CM-Hospitaalplan provides for a reimbursement of max. 2 euros per hour worked (max. 30 hours worked) per delivery for maternity care services provided from calendar year 2025. This within the period of 2 months before the (expected) date of delivery until 4 months after the date of birth in case of a home birth or outpatient delivery. Or until 4 months after the child is discharged from the hospital in case of a hospital delivery. Even better insured? CM-Hospitaalplan Plus provides a reimbursement of max. 6 euros per hour per hour worked (max. 30 hours worked) per delivery. This within the period of 2 months before the (expected) date of delivery until 6 months after the date of birth in case of a home birth or outpatient delivery. Or until 6 months after the child is discharged from the hospital in case of a hospital delivery.
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        Will I get a refund for a consultation with a clinical psychologist or educational psychologist?

        FAQ
        From 1 January 2025, a consultation for psychological support with a clinical psychologist or educational psychologist with an FOD visa number will be partially reimbursed. This is on condition that it falls within a period of pre- and aftercare or if it is directly related to a recognised serious illness. A maximum of 40 euros per session will be reimbursed, after any reimbursement from the additional CM services and benefits. A maximum of 200 euros will be reimbursed per insured person and per calendar year. You can find more information about this in the general terms and conditions.
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        Third party payer

        Article Speech therapists can apply the third-party payment scheme for all services.

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        From midwife to team leader

        Article What is it like to start working as a new manager within a close-knit team? Elke D'Hulst from Roeselare looks back on her first year as team leader of the Health & Participation (G&P) department at CM.

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        Every story counts

        Article What does it mean to work for CM? Read the stories of our colleagues about their experience with CM as an employer.

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