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CM Insurance Terms of Use Terms and Conditions Information document CM-MediKo Plan

CM Insurance Terms of Use General terms and conditions 2023 General terms and conditions 2024 Information document CM Hospital Plan

No, you do not have to report your admission to CM's insurance companies in advance.

Of course. You can find all the info here: MiFID Code of Conduct Information obligation Conflict of interest policy Segmentation criteria Pre-contractual information in the context of distance selling Reports: Solvency and Financial Condition (SFCR) 2024 – QRT Solvency and Financial Condition (SFCR) 2024 Solvency and Financial Condition (SFCR) 2023 – QRT Solvency and Financial Condition (SFCR) 2023 Solvency and Financial Condition (SFCR) 2022 – QRT Solvency and Financial Condition (SFCR) 2022 Solvency and Financial Condition (SFCR) 2021 – QRT Solvency and Financial Condition (SFCR) 2021 Solvency and Financial Condition (SFCR) 2020 – QRT Solvency and Financial Condition (SFCR) 2020

For the costs below, reimbursement does not occur automatically. Always provide proof of these costs, together with this completed form. Doctor's certificates, costs of maternity care and psychological care must of course still be submitted via the CM mailbox. invoices for urgent patient transport (112 transport) invoices from the recognized rehabilitation centers Ter Duinen in Nieuwpoort, Hooidonk in Zandhoven and Domaine de Nivezé in Spa remaining medical costs after reimbursement by another hospital insurance

1. Deliver CM this form signed by yourself and your GP/specialist a recent medical report from your specialist, your GP can retrieve this from your medical file Documents can be delivered to CM via verzekeringen@cm.be or via a CM mailbox . If necessary, you will have to apply for an extension of this recognition after some time. CM will provide you with the appropriate form for this in due time. 2. You will receive your refund Once your application is approved, you will automatically receive reimbursement for outpatient expenses directly related to your condition. These may include GP visits, medications, follow-up appointments at the hospital or specialist’s office, lab costs and more. You will receive the refund every 3 or 12 months. 3. You must enter other costs manually Costs that cannot be processed automatically must be submitted manually via verzekeringen@cm.be or via a CM mailbox . To do this, you complete the form 'application for non-automatic reimbursement for outpatient

Fertility treatments Reimbursement is possible for both the (day) admission and pre- and post-treatment. The total reimbursement is limited to 1000 euros per insured, regardless of the number of fertility treatments. From 1 January 2025, the ceiling amount will be increased to 1,500 per insured. Breast reductions During the first three years of your affiliation with CM-Hospitaalplan or CM-Hospitaalplan Plus, the costs are reimbursed as a pre-existing condition. Afterwards, they are reimbursed according to the reimbursements for hospitalization and pre- and post-treatment. Are you coming over continuously from a similar mutual insurance? Then that period can possibly be reduced. The total reimbursement from CM-Hospitaalplan is always limited to 1000 euros per insured. From 1 January 2025, the ceiling amount will be increased to 1,500 per insured. Even better insured? The total reimbursement from CM-Hospitaalplan Plus for breast reductions amounts to 2,000 euros per insured. Procedures

You will receive a refund of the costs of your admission (according to the hospitalization guarantee). You will not receive a refund of costs during the pre- and post-treatment.