Services and benefits

During pregnancy or birth, maternity care can assist you, including with household tasks and caring for your baby.

Babies and young children need a lot of care. Thanks to Goed's lending service, you can borrow a milk pump cheaply. At Goed's home care shop, you also get a discount when purchasing certain baby equipment.

Is your baby turning three months old soon? Then you'll receive a gift of up to €239 thanks to the CM Growth Budget. You choose what suits your family best.

Baby massage provides a moment of peace and relaxation for you and your baby. The skin contact creates a warm bond between parent and child and stimulates the physical and emotional development of your child.

Good first shoes ensure comfort, stability, and healthy foot development. That's why you'll receive a €60 gift certificate for your first pair of shoes.

A psychodiagnostic assessment helps to better understand the strengths and needs of a child or young person, so that the right help and support can start in time.

CM-Gezondheidsacademie informs you about health, well-being and health insurance.

In a personal one-hour conversation, we explore together what matters most to you when it comes to your health. You’ll receive clear and practical tips on topics such as sleep, stress, nutrition, physical activity, and social connection, tailored to your situation.

BloomUp is an online platform that enables a conversation with a psychologist or psychotherapist in just a few clicks. CM and BloomUp work together.

Can you speak to a doctor anywhere? With the Doktr app you can quickly contact a doctor for personal medical advice in a video call. If your own GP does teleconsultations on Doktr, you can also easily speak to him.

Gluten-free and special food, group guidance for obesity and eating disorders or nutritional and diet advice. When it comes to food, you can get a refund at CM for various reasons.

Are you affiliated with a sports club? Do you ever like to jog or swim? Then CM stands by your side.

CM-Gezondheidsacademie informs you about health, well-being and health insurance.

In a personal one-hour conversation, we explore together what matters most to you when it comes to your health. You’ll receive clear and practical tips on topics such as sleep, stress, nutrition, physical activity, and social connection, tailored to your situation.

Do you suffer from persistent problems falling asleep and staying asleep? Then there may be chronic insomnia. In that case, sleep therapy can help you.

CM members can count on a reimbursement for various smoking cessation products. Have you tried to quit smoking several times, but have not succeeded? With outside help you increase your chance of success.

Does your child need braces (orthodontic treatment)? Then the costs can increase.

You need a new tooth or prosthesis? Then the costs can mount up. Fortunately, there are reimbursements.

Are you not entitled to a reimbursement from your health insurance? Then you might be eligible for the CM benefit. CM reimburses €40 per year for new glasses. For children up to and including 18, that amount is even €50.

Do you not receive reimbursement for lenses from your health insurance? Then you are eligible for a refund from CM.

How much do you get reimbursed for speech therapy treatment?

From 2025, CM will reimburse 30 euros annually for custom-made earplugs.

CM provides a one-time reimbursement of up to 100 euros per eye for lens implants placed before January 1, 2024 and if they are not reimbursed by health insurance.

Being able to hear well is important to feel good and live your life the way you want. What can you go to the Audika hearing centers (former Goed hearing centers) for?

Being able to hear well is important to feel good and live your life the way you want. Sometimes a hearing aid is needed for this. The good news is that health insurance (partially) reimburses this.

Here you will find the 2026 fees and reimbursement rates for common services provided by physiotherapists.

The chiropractor mainly treats complaints about the skeleton, muscular system and nervous system. According to chiropractors, blocked joints in the spine can cause pain in the neck, arms, shoulders, back and legs. A chiropractor is sometimes also called a squatter.

According to osteopathy, many disorders are caused by impaired mobility of the joints, intestines and tissues. The body is seen as one whole, in which physical and mental factors are interwoven.

Only custom-made arch supports are eligible for a refund from CM. The plaster material for the impression will also be reimbursed.

Diabetes can turn your daily life completely upside down. Do you want to live healthier but don't know where to start? CM, together with Artevelde University College and the Diabetes League, can help you on your way with a lifestyle program for people with type 2 diabetes.

CM provides reimbursement for foot care to diabetes patients, performed by a pedicure or podiatrist.

People with type 2 diabetes can enter into a care program. A care pathway is an agreement between the patient, his GP and the medical specialist involved in the treatment. The doctors have regular consultations about the patient's treatment. This results in optimal coordination and follow-up of care.

With a scanner that you hold close to the sensor, you can see how your sugar level has evolved over the past eight hours. It is then no longer necessary to prick several times a day.

Less mobile people who cannot use public transport due to a physical and/or psychological disability can count on the volunteers of the CM-Mobiel service.

Are you a wheelchair user? Then you can count on CM-Rolwagenvervoer for hospital visits, hairdressing appointments or your shopping.

Affordable, non-urgent transport to/from the hospital, for oncological treatment or kidney dialysis.

People with mobility problems who cannot or have great difficulty taking public transport can use the Adapted Transport services.

Belgian health insurance will reimburse your travel expenses to and from the dialysis center for each time you receive dialysis there. Also with home dialysis you will receive reimbursement for each time you go for a consultation at the control center.

Belgian health insurance will reimburse you for transportation to and from your cancer treatment.

Does your child need to visit a reference or rehabilitation center regularly? Compulsory health insurance reimburses transport costs to and from the center.

CM and your health insurance will reimburse a number of vaccines. After all, a small injection can prevent a lot of trouble.

Some people get a discount for the flu vaccine. After all, a small injection can prevent a lot of trouble.

CM and health insurance provide coverage for a number of vaccines, such as the rota vaccine.

CM and the health insurance provide reimbursement for a number of vaccines. After all, a small injection can prevent a lot of trouble.

CM and the health insurance provide reimbursement for a number of vaccines. After all, a small injection can prevent a lot of trouble.

Do you end up in the hospital? You will then be reimbursed for some hospital costs under certain conditions.

After a hospitalization or serious illness, a recovery stay is sometimes appropriate. During a recovery stay, work is done on rehabilitation, self-reliance, self-care and support for informal care.

After your breast-conserving surgery or mastectomy, you may be considering a breast prosthesis. If there is increased fluid retention, you may need an arm stocking. There are refunds for that material.

Under certain conditions you will receive a refund for weight loss procedures such as a stomach ring.

You may be eligible for reimbursement from your health insurance for a hair prosthesis if your baldness is caused by a specific disease or condition.

Were you referred to the emergency department or not?

How much will health insurance reimburse if a robot is used for prostate removal surgery?

Have you been unexpectedly discharged from the hospital, has your caregiver suddenly become incapacitated, or are you suddenly in a crisis situation? Do you urgently need home care and can't manage it yourself?

CM-Spaak offers you administrative support and sends a volunteer to your home.

You can easily purchase or rent assistive devices from the lending service through home healthcare stores or the Goed website. The selection covers the themes of "Living and sleeping," "Mobility," "Pregnancy and child," "Sports and rehabilitation," and "Allergy and respiratory tract."

Want to live independently at home for as long as possible? With the personal alarm, help is always within reach. Pressing the button on the personal alarm puts you in touch with the Gerust care center.

Do you want to live at home for a long time, but sometimes have difficulty getting out of bed or have difficulty with the stairs? You can solve many problems with CM's occupational guidance and housing advice. The service is free and without obligation. These services are part of Social Work.

Are you being cared for at home and do you need active dressings? With CM you receive a discount when purchasing active dressings.

People with a low income are entitled to supplemented refunds. With supplemented refunds, they pay less for health care and receive other financial benefits.

For some medicines you will receive a refund under certain conditions.

All data about your health is kept in the Global Medical File (GMD). The GP may charge a fee for this per calendar year, which is fully paid by CM. The settlement is made directly between the GP and CM.

With the 'third party paying scheme' (also called 'third party paying scheme') you only pay your co-payment to your healthcare provider (GP, dentist, specialist). That is the part of the costs that is not reimbursed by CM.

Are you not well off or are you seriously ill for a long time? Then medical costs can weigh heavily on the budget. The maximum bill (MAF) limits annual medical costs for families to a ceiling amount. All co-payments above that ceiling amount will be reimbursed by CM.

A remote consultation can be done by video call. Your doctor must apply the paying third party scheme for such a consultation. So you only pay the co-payment.

Persons with a chronic condition who meet the conditions are entitled to chronic condition statute.

Thanks to Flemish and Brussels social protection, mobility aids such as a wheelchair or a rollator are affordable for people with a permanent or long-term disability. The VAPH also provides various allowances.

Persons with a disability are eligible for a discount on public transport and a VAT reduction when purchasing a car.

To keep housing affordable for people with disabilities, reimbursements of rental costs are possible. There are also different social rates for water, electricity and gas. We list some reimbursements and social rates.

Costs for home modifications can quickly add up. But sometimes home adjustments have to be made to make life easier. Fortunately, in some cases you are entitled to refunds to reduce costs.

People with disabilities face additional costs. Several measures help them offset these additional costs and the loss of income.

Persons with disabilities may need guidance at home or in a facility. The Integrated Youth Care (IJH) and the Flemish Agency for Persons with Disabilities (VAPH) help them find it.

Many organizations offer discounts and reimbursements for certain communication or leisure facilities.

Thanks to CM travel assistance, children and young people with child benefits can go on holiday to any foreign destination without any worries. For all others, travel assistance depends on the country, region or area visited.

Are you affiliated with a sports club? Do you ever like to jog or swim? Then CM stands by your side.

CM regularly organizes an Urban Walk. Find out where and when you can participate.

At many music events and festivals, mobile CM teams walk around, giving away free earplugs. Have you spotted us yet?

Kazou organizes great holidays at home and abroad for children and young people from 7 to 18 years old.

Intersoc vzw organizes holidays to many European countries every summer and winter.

As a CM member you can send your children on holiday camp, playground activities or open-air classes at a discount.